I help everyday people understand and navigate the financial systems that shape our lives.


Good credit opens doors. Credit 101 helps you find the key.
Published by Adams Media, an imprint of Simon & Schuster, Credit 101 is a plain-language guide to understanding your credit score, building or maintaining your standing and using your financial reputation to create lasting wealth.
Also available at Barnes & Noble, Books-A-Million, and other major retailers.
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